我们每月都要偿还贷款。

Wǒmen měi yuè dōu yào chánghuán dàikuǎn.

We have to repay the loan every month.

她计划提前偿还欠款。

Tā jìhuà tíqián chánghuán qiànkuǎn.

She plans to repay the debt in advance.

政府正努力偿还债务。

Zhèngfǔ zhèng nǔlì chánghuán zhàiwù.

The government is actively working to repay the debt.